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Public Liability Insurance is a type of insurance that provides coverage for businesses and individuals in the event of third-party injury or property damage that occurs as a result of their business activities. It is designed to protect the insured against claims made by third parties, such as customers or members of the public, for injuries or property damage they suffer while on the insured's premises or as a result of the insured's activities.

Public Liability Insurance typically covers the cost of legal fees, compensation claims, and other expenses associated with defending against a claim. The coverage amount can vary depending on the policy and the nature of the business. Some businesses may require higher levels of coverage than others, depending on the risks associated with their business activities.

Public Liability Insurance is not legally required in all countries, but it is often considered essential for businesses that interact with the public or have customers visiting their premises. It can provide peace of mind for business owners and help protect their business and assets from potential financial losses resulting from legal claims.

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